Topic Details (Notes format)

Banking Sector in India

Subject: Economics

Book: Comprehensive Indian Economy

India’s banking network has undergone transformations from nationalization aimed at financial inclusion, to post-1991 deregulation encouraging competition. Key pillars include the RBI’s regulatory oversight, commercial banks (public and private), regional rural banks, and cooperative banks. Topics like financial inclusion (Jan Dhan Yojana), digital payments, non-performing assets, and bank recapitalization are crucial. Prelims often test definitions—like CRR, SLR—while mains might focus on structural reforms, Basel norms, or the role of banking in economic growth. For robust exam prep, track changing regulations and government strategies to revitalize the sector in light of global financial challenges.

Practice Questions

What is the concept of “invisible hand” associated with?

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What is “inclusive growth”?

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Which of the following measures is most effective in controlling inflation?

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What is the main aim of the “Startup India” initiative?

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What does the term "depreciation" refer to in the context of assets?

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What does the “Human Development Index” measure?

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What is “currency devaluation”?

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What is the meaning of “supply-side economics”?

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What is the meaning of "fiscal deficit"?

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Which of the following is NOT part of the World Bank Group?

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