Subject: Static GK (General Knowledge)
Book: Indian Money Knowledge
Fixed Deposits (FD) remain a staple for risk-averse Indian savers, offering assured returns over a chosen tenure. Public sector banks like SBI often provide trust and stability, while some private banks or small finance banks might offer higher interest rates. Senior citizens typically enjoy additional rate benefits. For students or first-time earners, selecting an FD involves balancing liquidity (premature withdrawal penalties) against interest gains. Comparing across banks ensures maximum returns with minimal risk.
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