Subject: Economics
Book: Comprehensive Indian Economy - Additional Topics
Fintech platforms innovate credit delivery through instant loans, data-driven risk assessment, and app-based customer interfaces. However, unscrupulous digital lenders can misuse user data or charge exorbitant rates. RBI guidelines aim to protect borrowers by mandating transparency, secure data handling, and fair recovery practices. For exam queries, note how digital lending expands financial inclusion for underserved demographics, while robust regulation ensures consumer protection and macro-financial stability.
What is meant by “crowding out” in economics?
View QuestionWhich of the following is NOT a component of Aggregate Demand?
View QuestionWhat is the main aim of the “Startup India” initiative?
View QuestionWhat is the primary role of the Securities and Exchange Board of India (SEBI)?
View QuestionWhich of the following is a feature of monopolistic competition?
View QuestionWhat does “inclusive banking” mean?
View QuestionWhat is “open market operations” (OMO)?
View QuestionWhat is “quantitative easing”?
View QuestionWhat is the meaning of “dumping” in international trade?
View QuestionWhat is meant by “marginal propensity to consume”?
View Question