Subject: Economics
Book: Comprehensive Indian Economy - Additional Topics
Fintech platforms innovate credit delivery through instant loans, data-driven risk assessment, and app-based customer interfaces. However, unscrupulous digital lenders can misuse user data or charge exorbitant rates. RBI guidelines aim to protect borrowers by mandating transparency, secure data handling, and fair recovery practices. For exam queries, note how digital lending expands financial inclusion for underserved demographics, while robust regulation ensures consumer protection and macro-financial stability.
What is the main objective of disinvestment in public sector undertakings (PSUs)?
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View QuestionWhat is the main function of the Reserve Bank of India (RBI)?
View QuestionWhat is “inflation targeting”?
View QuestionWhat does the term “elasticity of demand” measure?
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