Subject: Economics
Book: Comprehensive Indian Economy - Additional Topics
Fintech platforms innovate credit delivery through instant loans, data-driven risk assessment, and app-based customer interfaces. However, unscrupulous digital lenders can misuse user data or charge exorbitant rates. RBI guidelines aim to protect borrowers by mandating transparency, secure data handling, and fair recovery practices. For exam queries, note how digital lending expands financial inclusion for underserved demographics, while robust regulation ensures consumer protection and macro-financial stability.
What is the primary role of the Securities and Exchange Board of India (SEBI)?
View QuestionWhat is meant by “crowding out” in economics?
View QuestionWhat is the objective of the Goods and Services Tax (GST)?
View QuestionWhat is the term for goods that are used together, such as cars and fuel?
View QuestionWhat is the significance of “Purchasing Power Parity” (PPP)?
View QuestionWhich term refers to an economy that has elements of both capitalism and socialism?
View QuestionWhich of the following causes demand-pull inflation?
View QuestionWhich of the following factors is NOT included in the calculation of Human Development Index (HDI)?
View QuestionWhich economic concept is described as “the next best alternative foregone”?
View QuestionWhat is meant by “credit rating”?
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