Topic Details (Notes format)

Foreign Exchange Reserves and Management

Subject: Economics

Book: Comprehensive Indian Economy

India’s forex reserves—comprising foreign currencies, gold, SDRs—are managed by the RBI to maintain market confidence and cushion external shocks. These reserves stabilize the rupee, fund import obligations, and boost creditworthiness. Adequate reserves matter for rating agencies and investor perceptions, especially if global crises arise. Understanding concepts like the import cover ratio and how the RBI uses reserves to intervene in currency markets is vital. Exams may ask about the composition of reserves, reasons for fluctuations, and broader policy approaches to ensure adequate but not excessive reserve accumulation (which could hamper domestic investment).

Practice Questions

What is the term for goods that are used together, such as cars and fuel?

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Which of the following sectors contributes the most to India’s GDP?

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What is the objective of the Pradhan Mantri Jan Dhan Yojana?

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What is meant by “marginal propensity to consume”?

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Which of the following is NOT part of the World Bank Group?

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What is meant by “structural unemployment”?

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What is the “law of diminishing marginal utility”?

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What is the term for the price at which demand and supply in a market are equal?

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Which of the following is an example of fiscal policy?

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What is the main function of the Reserve Bank of India (RBI)?

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