Subject: Static GK (General Knowledge)
Book: Indian Money Knowledge
A CIBIL score is India’s widely recognized credit score, reflecting debt repayment history and credit utilization. Regularly clearing bills on time, maintaining low credit usage, and checking your report for errors can boost your CIBIL rating. Students might start building credit through a secured credit card linked to a fixed deposit. A healthy CIBIL score paves the way for easier approvals on loans, credit cards, and even rental agreements in the future.
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