Subject: Static GK (General Knowledge)
Book: Indian Money Knowledge
Unified Payments Interface (UPI) enables instant money transfers between bank accounts using just a virtual payment address or QR code. Backed by the National Payments Corporation of India, it has made digital transactions faster and more accessible, even for smaller, everyday purchases. Students benefit from UPI apps like BHIM, Google Pay, or PhonePe to split bills, pay tuition, or settle rent without cash hassles. Its seamless user experience has fueled India’s rapid shift toward a cashless economy.
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