Topic Details (Notes format)

What to Know About Pre-Approved Loans in India

Subject: Static GK (General Knowledge)

Book: Indian Money Knowledge

Banks extend pre-approved loans to creditworthy customers, promising instant disbursals with minimal documentation. These offers often appear in net banking portals or via promotional SMS. While convenient, interest rates can vary, and hidden fees may apply. Students receiving such offers should verify terms thoroughly, especially if they lack steady incomes. Responsible usage can fund urgent needs or business expansions, but impulsive acceptance risks unnecessary debt traps.

Practice Questions

Who discovered evolution by natural selection?

View Question

Which empire used quipus (knotted cords) for record-keeping instead of a formal writing system?

View Question

Which element has the chemical symbol "Po"?

View Question

Who discovered the structure of the synapse?

View Question

Which kingdom in biology includes multicellular eukaryotes that ingest food and lack cell walls?

View Question

Who discovered RNA interference?

View Question

Which element has the chemical symbol "Hs"?

View Question

Which Indian city hosts the Golden Temple, a major Sikh pilgrimage site?

View Question

Which philosopher wrote the ‘Communist Manifesto’ along with Friedrich Engels?

View Question

Which element has the chemical symbol "Lr"?

View Question